7 Things That Affect Your Car Insurance Rates If you've at any point looked for vehicle protection, there's one thing you may as of now acknowledge: Calculating rates isn't a careful science. This is the reason you can get moderately various statements from various safety net providers. It's additionally why you should search around. All things considered, your rate is likewise influenced by an assortment of elements — some of which you can control and some of which you can't. You most likely realize that elements like your sexual orientation, age, and driving record influence your collision protection rates, so we connected with a couple of specialists to discover what other, lesser-realized components can influence your premiums. Here is a couple. 1. The sort of vehicle you drive You can presumably figure that if you drive a $100,000 sports vehicle, you will have high protection rates. In any case, there is a great deal of other regular insig...